Using Overseas ATMs

ATM’s are a convenience of the modern world that most of us are very dependent on. Consider the rules of using atm’s the same overseas as at home, if you are visiting a modern country. The only difference will be that the cash dispensed is in the local currency. However, if you are not visiting a modern country, such as many of the islands in the Caribbean, do not expect to find as many ATMs. Yes, every island seems to have them now, but not in the abundance we are accustomed to. So be sure you take out enough cash per visit if this is your primary source of funds while traveling. Not sure if your destination has an ATM? Both Visa, MasterCard, and most banks offer this information on their websites. Is your pin number longer than 4 digits? If so, call the issuing bank and make sure it will work in your destination. And the last, most important overseas ATM tip is to let your bank know you are traveling. It is common practice for most banks to turn off ATM cards being used in foreign countries if they have not been given previous notice. They do this to prevent fraud but it can certainly prevent you from having enough cash on hand while traveling, so be sure and let them know!